Mortgage Center

Whether you're purchasing a new home, selling your current one, or refinancing your mortgage, City & County Credit Union offers a variety of affordable options including fixed and adjustable home loan rates.

CCCU mortgages are designed with your needs in mind and feature:

  • Low closing costs
  • Competitive rates
  • No hidden fees
  • No prepayment penalties

As a credit union member, you also can:

  • Be pre-approved for your mortgage. You'll benefit by knowing your price range, be able to make offers with confidence, and eliminate any uncertainty in the home buying process.
  • Refinance and save. If you already have your home loan at another financial institution, you can refinance at CCCU and enjoy great rates and our full menu of options.
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Meet Our Team

Work with our team to explore your home loan options. We will expertly guide you through the home loan process of selecting the loan that best fits your goals, getting pre-approved, completing each step in the mortgage process, and assisting you through closing. From new & refinanced loans for homes, investment properties, cabins and vacation homes – we’re happy to help. Contact our mortgage team at or (651) 225-2729 to get started.

T.J. Trembley
Mortgage Sales Manager

NMLS ID: 381711


Office: (651) 288-5717
Fax: (888) 972-7074
Cell Phone: (612) 263-3254
1659 Cope Avenue East
Maplewood, MN 55109

Tina Hagen
Mortgage Loan Officer

NMLS ID: 1057827


Office: (651) 288-5726
Fax: (888) 972-7074
Cell Phone: (651) 724-5577
1659 Cope Avenue East
Maplewood, MN 55109

Kristin Kulla
Mortgage Loan Officer

NMLS ID: 479250


Office: (763) 764-6960
Fax: (763) 764-6973
Cell Phone: (612) 791-3712
10653 Wayzata Blvd
Minnetonka, MN 55305

Craig Barsness
Mortgage Loan Officer

NMLS ID: 479251

Office: (763) 764-6907
Fax: (763) 764-6973
Cell Phone: (612) 791-2978
10653 Wayzata Blvd
Minnetonka, MN 55305

Elisa Eesley
City & County Realtor

Partner – Servion Realty


Office: (651) 789-3305
Cell Phone: (763) 443-0181

Added Benefits and Programs for CCCU Members

Whether you're buying or selling a home or both, Servion Realty , which is owned and endorsed by your credit union, can help you through the entire process. In addition, Servion Realty will sell your home at a much lower commission rate than the competition, saving you thousands of dollars on your sale! Contact Servion Realty for more information.

Find home buying and selling tips on Servion Realty’s blog.

City & County Credit Union members also can save money with the TruStage Home Insurance Program through Liberty Mutual. Get a quote today!

Equal Housing Lender.