Mortgage Center

Whether you're purchasing a new home, selling your current one, or refinancing your mortgage, City & County Credit Union offers a variety of affordable options including fixed and adjustable home loan rates.

CCCU mortgages are designed with your needs in mind and feature:

  • Low closing costs
  • Competitive rates
  • No hidden fees
  • No prepayment penalties

As a credit union member, you also can:

  • Be pre-approved for your mortgage. You'll benefit by knowing your price range, be able to make offers with confidence, and eliminate any uncertainty in the home buying process.
  • Refinance and save. If you already have your home loan at another financial institution, you can refinance at CCCU and enjoy great rates and our full menu of options.


Use this application if you’re applying for the $999 Closing Cost Mortgage Special for a 10 or 15-Year Refi.

Our goal is to provide the highest level of service and to always deliver competitive rates. Our Mortgage Team is only a phone call away, call us today at (651) 225-2729.

Meet Tina Hagen

Work with Tina Hagen to explore your home loan options. Tina will expertly guide you through the home loan process of selecting the loan that best fits your goals, getting pre-approved, completing each step in the mortgage process, and assisting you through closing. Tina specializes in new and refinanced loans for homes, investment properties and cabins. Contact Tina Hagen to get started.

Check Rates Rate Watch Application Center

Accessing today’s mortgage rates is easy at City & County Credit Union. Find competitive rates with no hidden fees.

Sit back and relax - you'll be notified directly of the latest rates by enrolling in Rate Watch.

Whether you're purchasing a new home or refinancing the one you already own, get prequalified today.

View Rates Enroll Now Apply Now
Home Equity Tools & Resources Why Us

If you're looking to make home improvements, take a vacation, pay for college or consolidate debt, a home equity loan can offer low rates and excellent tax advantages.

Get clear, simple explanations to some of the most common mortgage questions. Plus, find calculators and a comprehensive glossary.

As your not-for-profit financial cooperative our focus is you. For a reliable mortgage partner, count on us.

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Added Benefits and Programs for CCCU Members

Whether you're buying or selling a home or both, CU Realty , which is owned and endorsed by your credit union, can help you through the entire process. In addition, CU Realty will sell your home at a much lower commission rate than the competition, saving you thousands of dollars on your sale! Contact CU Realty for more information.

Find home buying and selling tips on CU Realty’s blog.

City & County Credit Union members also can save money with the TruStage Home Insurance Program through Liberty Mutual. Get a quote today!

Equal Housing Lender.